Comments on: Why Purchase New York Auto Insurance Online

By: rayna

rayna — Tue, 17 Nov 2009 08:54:52 +0000

If you want to find a good auto insurance company in florida, Try this site to find the best auto insurance

http://saveautoinsurances.blogspot.com/

Here you can get quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.

By: Irv S

Irv S — Mon, 16 Nov 2009 20:22:34 +0000

Call your insurance company to see if you can add him to your policy or if he would be covered under yours. Each state is different so ask them. And GO DAD!! 87 and an excellent driving record, those 2 things don't usually go together.

By: vetal_2007

vetal_2007 — Mon, 16 Nov 2009 11:22:45 +0000

You will have to start a new policy with a new application. You should call around and get another agent. The $200 finders fee is excessive. Our agency used to charge a fee of $20 for new assigned risk policies ONLY because of the large amount of paperwork, low commission and high cancellation rate. We would never charge that on any other policy. Pick up the phone book & call other agents. Call someone that has a list of companies they represent under their name. When you call ask if they charge a finders fee. If they do, call someone else. I was under the impression that "finders" fees are limited. Call the CA Dept of Insurance to find out if they are limited in CA.
You won't be able to avoid a new application but you certainly should be able to avoid a finders fee. Sounds like maybe you had a broker that doesn't represent any companies. Agents get paid on commission from the companies they have an agency agreement with, they don't need to charge insureds additional fees.

By: Thomas V

Thomas V — Sun, 15 Nov 2009 01:37:51 +0000

They don't know if you are employed or not.

It's not based on employment – it's based on credit score. Likely, that other person also stopped paying bills.

By: jobedied

jobedied — Sat, 14 Nov 2009 07:14:18 +0000

Buying on line car insurance is one way to get screwed royally
stay away from Esurance. They take your money but do not have an accident my daughter did rear ended, car totaled , put in hospital for two days. 40 plus phone calls 36 emails 7 different agents to deal with. Do not under any surcumstance deal with these scam artist internet Barny Madeoff with your money thieves. We have to get a lawyer. Stay local not worth the non existing service to save 100 bucks.

By: Alex24

Alex24 — Sat, 14 Nov 2009 06:44:08 +0000

You can try:

Freeway Insurance
Esurance
Progressive
The General
Dashers

These are all cheaper insurance brokers. In the end it will mostly depend on the coverage you need, where you live, you're driving record, etc.

Some of the better but more expensive companies are:

AllState
AAA
Farmers
State Farm

By: Sean P

Sean P — Sat, 14 Nov 2009 06:26:32 +0000

Most of the time, yes they will find those prior claims.
Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.
Fraudulently stating fewer claims than you actually have is not a good idea. If you filed another claim and the prior ones were discovered, they could deny the new claim, back charge you a higher rate, and/or cancel the policy on the spot.

Because your rate went up due to the claims, it's not a bad idea to shop around, just make sure they are rating you with knowledge of those prior claims.