Comments on: Who Has the Best Auto Insurance Rates

By: c_hulk3

c_hulk3 — Tue, 17 Nov 2009 02:35:06 +0000

The best thing for you to do is get a online insurance quote. Go to http://www.auto-insurance-knowledge.com/24-hour-insurance-quote-auto.html

This will compare all insurance companies in your area and give you the best rates. Be sure to state whether or not you have taken drivers ed, as this will reduce your rate

By: Betty B

Betty B — Mon, 16 Nov 2009 18:13:20 +0000

Insurance companies are trying to control their bottom line a little better due to the downturn of the stock market and the loss of investment income.

They are now "tightening their belts" and actually UNDERWRITING new applications in an attempt to make money based on UNDERWRITING profits – and not just CASH FLOW investments.

I don't see it affecting actual rates for the immediate future, it just might affect what a company WILL insure and what they WON'T.

Good luck and I hope this helps!

By: Jesus V

Jesus V — Mon, 16 Nov 2009 13:11:33 +0000

I recommend you locate a local car insurance agent to help. Since I live in Kentucky I can't suggest an agent in Florida, but here is an website that can help you. http://www.easyautoinsuranceguide.com/Florida-Car-Insurance.html

Good Luck!

By: adopted

adopted — Mon, 16 Nov 2009 09:52:33 +0000

It is a difference as you were in control of the vehicle. Being on the roadway makes it a not at fault accident. In the parking lot, it is just a hit and run. It would be like whether or not you were parked at your house or driving down the road. Either way, you rates should not go up at all. It was a not at fault accident that you would couldn't control. If your rates do go up, I suggest finding a company that will not raise your rates if you have an accident that is not your fault.

By: RnBSoulStarJKP

RnBSoulStarJKP — Sun, 15 Nov 2009 12:22:29 +0000

THAS A BALLLLLLL

By: Michelle

Michelle — Sun, 15 Nov 2009 01:09:39 +0000

There's a good chance that you'll be paying more. Good thing is that you'll be on that policy to negate his surcharges (meaning your discounts will at least lower the effects of his surcharges) and you'll be getting a married discount. Also if either of you are under 25, you both automatically start getting the rates for people over that age. There's a good chance that you won't be paying TOO much more, but the best thing to do is just check.

You don't want to do anything daft like.. exclude him. That would mean that if he had to use the vehicles, he'd be doing so illegally and wouldn't be covered to drive those vehicles at all.

By: don g

don g — Sat, 14 Nov 2009 14:13:00 +0000

The rates you pay will depend on your specific answers to the application questions used to determine your rate for auto insurance.

To find the lowest rates you may want to compare free quotes from the leading auto insurers online before deciding on a company to buy from.

InsureMe offers free auto insurance quotes. They have helped millions of consumers shop for insurance online since 1993.

You just answer their quick and easy quote request form at http://www.insureme.com/landing.aspx?Refby=613596&Type=auto to compare the five lowest auto insurance quotes from top-rated insurers nationwide.

I hope that helps! Best of luck to you finding the cheapest auto insurance rates in the bay area – california.

By: ajc11183

ajc11183 — Sat, 14 Nov 2009 08:14:07 +0000

these are companies you have to qualify for but if you do they have good rates and they are GREAT companies. See if they write in your area. Erie Insurance, State Auto, Liberty Mutual. I would not hesitate to place a client with any of them.

By: shhweetP

shhweetP — Sat, 14 Nov 2009 07:15:26 +0000

Every company has accident forgivness Allstate jsut has a clever marketing campaign. If you have speeding tickets it does depend on your age and what you drive. If your a younger person your gonna find it hard to find a good rate anywhere. If you over 25 you can try pretty much anywhere if all you have is a few speeding tickets.

Good luck in your search

By: John E

John E — Sat, 14 Nov 2009 07:07:49 +0000

For auto insurance the fastest way to get a low quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an quick quote to compare against others. Use the same zipcode, car make/model, mileage and driving history to ensure you get an apples to apples comparison. To get mulitple auto insurance quotes, go to http://www.easyautoinsuranceguide.com/Washington-Car-Insurance.html and you can compare all the major auto insurance companies.