Car Insurance For Women
Who wouldn’t want a good discount on their insurance policy premiums? We have insurance discounts for senior citizens, women, teenage drivers, doctors, engineers etc. And that means no matter what category of drivers you fall in; you will get cheap car insurance for women anywhere with a sort of discount!
But the biggest and the most noticeable discount in the car insurance industry is the beginning of a car insurance policy especially tailor-made for the women. Women are indeed a happy lot as they are now considered much more careful drivers than their male counterparts. You will be surprised by the number of car insurance companies that cater to the female gender alone. But women should take a look into these insurance policies as it works out to be a lot cheaper than buying a regular insurance policy. Find cheap car insurance for women with these simple tips:
- Statistics speaks for the entire female driving clan. It is seen that women are safer drivers hence they pose a small risk on the road.
- Since insurance policies are based of the assessment of risk, and women are in the minimum risk category.
- It is seen that women travel less, drive at a slow speed and are more careful than men.
- Generally the average insurance claims of women are far less costly to insurance companies too.
- The good news for insurance companies is that women tend to opt for smaller cars with modest engines and low costs. As a result, repair costs are considerably cheaper than high-end cars owned by the men. This makes them eligible for cheaper car insurance for women with heftier discounts.
- Car insurance for women works out to be cheaper and can help you save a sizeable amount in the long run. Sometimes breakdown assistance is offered at a small extra cost. Don’t miss it.
And the best part is that you can actually go shopping online for the cheapest and best car insurance policy. If you are tired of shopping, help is just a click away. Find car insurance for women at http://carinsuranceforyoungdriversquotes.com.
Just fill in the details in our “Auto Insurance Quotes” box located at the top of this page. We will provide you the best car insurance quotes that you can go through, compare and select the right one!
Source: http://carinsuranceforyoungdriversquotes.com/
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Help answer the question about car insurance for women
Why do men pay more for car insurance than women?This fact is surely sexism based on pure stereotypes rather than relevant information such as the driver's history. Doesn't this just portray the stereotype that men are more irresponsible or 'risk takers' when it comes to driving? Why not base car insurance on ethnicity?
thanks for the answers everyone. But the question is more relevant to stereotypes based on statistics: is this fair? Obviously it this were to happen based on one's ethnicity, then everyone would complain about it, and why shouldn't they? It's racism: and this seems sexism to me. Input?
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5 Comments to “Car Insurance For Women”
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By AllorNothing AKA The Black MikeT, December 30, 2009 @ 12:58 am
good question.
I pay $19 (USD) a month for my auto insurance. I have a 2006 Nissan and a perfect driving record.
Edit: I have an idea! How about if you fake a rate quote and give all details the same EXCEPT gender and see what the price difference is…
By The Idealist, December 30, 2009 @ 2:01 am
Believe me, gender does make a difference to driving , as does age.
the insurance companies are not in the business for the good of their health, they are out to make a healthy profit out of all of us.
The reason that they can offer discounted insurance for us ladies is that we cost less, we actually have more accidents, but they tend to be minor and therefore cost less to settle. Youngsters have more and that's why it costs so much to insure if you are a young driver.
If the TV ads have sexist comments in them, then I would complain to the people who regulate the ads, I agree that this bit isn't fair, but you need to get your voice heard in the right places.
By matt w, December 31, 2009 @ 7:33 pm
I see your point in that. It would be no different to base car insurance on ethnicity based on statistics. What are factors in the amount we pay for insurance is personal history of course, age, grades (if in school), whether or not a person has bad credit, along with many other things.
Most men are too macho anyways to actually believe women are better drivers.
8 years ago, an insurance agent told me that women get in 70% less accidents than men do.
In my opinion this doesn't mean women are "better" drivers, but we are definately safer on average. We aren't usually cocky, aggressive, and arrogant behind the wheel like men are. It's these aggressive types who get in the most accidents ruining it for all men.
By Roger, January 1, 2010 @ 4:40 am
Men from when they start driving till 25, have way more accidents then any other group…costing insurance companies more money. So that group pays more money.
Women are more likely to Use there health insurance regularly, plus women have a long list of things that can go wrong(or right pregnancy) that men dont have….So women cost insurance companies more so we pay more.
It's simple capitalism..insurance companies are out to make a profit.
Unless we completely take out the capitalism and give the government control over these companies…it will never be exactly the same.
So no feminist/mra's arnt targeting insurance companies. (at least not to my knowledge)
Insurance companies also "discriminate" against singles, poor credit, elderly, childless, and certain careers.
By ilookatusumtimes, January 2, 2010 @ 5:32 am
men are much more aggressive and take more risks. its not discrimination its just fact; if you take more risks youre more likely to get into and accident.