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	<title>Comments on: About Declarations Pages in Auto Insurance</title>
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	<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html</link>
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		<title>By: sandra</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-500</link>
		<dc:creator>sandra</dc:creator>
		<pubDate>Tue, 17 Nov 2009 07:32:06 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-500</guid>
		<description>No.  A binder is just that, it binds you and the insurance company for a specified and short time.  You tell them all about yourself.  Based on that information they offer a policy and you accept.  They do a 10 day binder.  For 10 days, you are insured.  You owe them, they cover you.  During that 10 day period they look at the information you supplied, and if it matches, you get a permanent policy and a declaration page that shows what coverage you have.  On the other hand, if they find the doing 110 in a 45 that you forgot to mention, they raise the rates based on your risk, or they drop you and let the 10 day binder run out.</description>
		<content:encoded><![CDATA[<p>No.  A binder is just that, it binds you and the insurance company for a specified and short time.  You tell them all about yourself.  Based on that information they offer a policy and you accept.  They do a 10 day binder.  For 10 days, you are insured.  You owe them, they cover you.  During that 10 day period they look at the information you supplied, and if it matches, you get a permanent policy and a declaration page that shows what coverage you have.  On the other hand, if they find the doing 110 in a 45 that you forgot to mention, they raise the rates based on your risk, or they drop you and let the 10 day binder run out.</p>
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	<item>
		<title>By: Ask Tree</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-498</link>
		<dc:creator>Ask Tree</dc:creator>
		<pubDate>Tue, 17 Nov 2009 03:17:52 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-498</guid>
		<description>I don&#039;t think I&#039;ve ever sent the declaration page to a new company.  The only time I&#039;ve faxed it around is when I&#039;m getting quotes and want to compare apples to apples.  The declaration page only tells what coverage you have now.  I can&#039;t imagine a new company needing that or requiring it.  Maybe there&#039;s something coded on there that I don&#039;t know about though.</description>
		<content:encoded><![CDATA[<p>I don&#039;t think I&#039;ve ever sent the declaration page to a new company.  The only time I&#039;ve faxed it around is when I&#039;m getting quotes and want to compare apples to apples.  The declaration page only tells what coverage you have now.  I can&#039;t imagine a new company needing that or requiring it.  Maybe there&#039;s something coded on there that I don&#039;t know about though.</p>
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	<item>
		<title>By: *:-)*</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-499</link>
		<dc:creator>*:-)*</dc:creator>
		<pubDate>Sun, 15 Nov 2009 08:38:12 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-499</guid>
		<description>the PO Box is only the mailing address.  the garaging address is listed on the policy and thats the address used to rate the policy.  so the answer is &quot;yes&quot;</description>
		<content:encoded><![CDATA[<p>the PO Box is only the mailing address.  the garaging address is listed on the policy and thats the address used to rate the policy.  so the answer is &quot;yes&quot;</p>
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	<item>
		<title>By: TheWilliamMartin1</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-495</link>
		<dc:creator>TheWilliamMartin1</dc:creator>
		<pubDate>Sat, 14 Nov 2009 19:00:15 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-495</guid>
		<description>They saved me 40 bucks a month check them out!
(877) 855-8111
You will need this info before you call
Pin-PMMX2 and Name-Metzing</description>
		<content:encoded><![CDATA[<p>They saved me 40 bucks a month check them out!<br />
(877) 855-8111<br />
You will need this info before you call<br />
Pin-PMMX2 and Name-Metzing</p>
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	<item>
		<title>By: TheWilliamMartin1</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-494</link>
		<dc:creator>TheWilliamMartin1</dc:creator>
		<pubDate>Sat, 14 Nov 2009 07:08:50 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-494</guid>
		<description>They saved me 40 bucks a month check them out!
(877) 855-8111
You will need this info before you call
Pin-PMMX2 and Name-Metzing</description>
		<content:encoded><![CDATA[<p>They saved me 40 bucks a month check them out!<br />
(877) 855-8111<br />
You will need this info before you call<br />
Pin-PMMX2 and Name-Metzing</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: nite_stocker_372</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-496</link>
		<dc:creator>nite_stocker_372</dc:creator>
		<pubDate>Sat, 14 Nov 2009 06:45:49 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-496</guid>
		<description>Sure you can block out the premiums. They just want to: A) make sure you did have prior insurance, B) See what your prior coverages were to make a comparison.

Don&#039;t worry about them &quot;jacking up&quot; the rates either. Insurance is state regulated, there is no bartering or price flexibility here. Only coverages change the premium, once all you personal info is put in. Besides, if they want your business wouldn&#039;t they want to give you the best price they could?</description>
		<content:encoded><![CDATA[<p>Sure you can block out the premiums. They just want to: A) make sure you did have prior insurance, B) See what your prior coverages were to make a comparison.</p>
<p>Don&#039;t worry about them &quot;jacking up&quot; the rates either. Insurance is state regulated, there is no bartering or price flexibility here. Only coverages change the premium, once all you personal info is put in. Besides, if they want your business wouldn&#039;t they want to give you the best price they could?</p>
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	<item>
		<title>By: MacPr0xnxx0</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-493</link>
		<dc:creator>MacPr0xnxx0</dc:creator>
		<pubDate>Sat, 14 Nov 2009 06:35:16 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-493</guid>
		<description>anyone know any insurance companies with reasonable quotes for young drivers?</description>
		<content:encoded><![CDATA[<p>anyone know any insurance companies with reasonable quotes for young drivers?</p>
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	<item>
		<title>By: curtis</title>
		<link>http://zhangy.info/about-declarations-pages-in-auto-insurance.html/comment-page-1#comment-497</link>
		<dc:creator>curtis</dc:creator>
		<pubDate>Sat, 14 Nov 2009 05:41:59 +0000</pubDate>
		<guid isPermaLink="false">http://bankratescompared.com/?p=530#comment-497</guid>
		<description>As an insured, you cannot access the company&#039;s website to print out a copy of your policy&#039;s declaration page.  You will need to contact your agent and he/she can print out the necessary information for you.  I used to write insurance through Nationwide and that&#039;s usually how it works.</description>
		<content:encoded><![CDATA[<p>As an insured, you cannot access the company&#039;s website to print out a copy of your policy&#039;s declaration page.  You will need to contact your agent and he/she can print out the necessary information for you.  I used to write insurance through Nationwide and that&#039;s usually how it works.</p>
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